POS & Terminals

Take payment at the counter, keep the record

A point of sale and a terminal that belong to the rest of your business. Ring up a sale, take payment however the customer wants to pay, and let stock, customer history and the books update themselves while the receipt prints.

  • Card, transfer and cash
  • Works offline
  • Every outlet in one view

Runs on a phone or tablet · Terminal optional · Settles to one account

Customer paying by card on a terminal at a shop counter

Today, Ikeja

SHIFT OPEN

₦412,500

Why it matters

A terminal takes the money. It does not run the shop.

Most counters end up with a card machine from one provider, a sales book from another and a stock count done on a Sunday. Each piece works, and none of them agree, so the owner spends the week assembling a picture that should have existed already.

Every way a customer wants to pay

Card and contactless on the terminal, transfer to the counter's own account number, cash, or a split across two of them. Nobody walks out because the one method you support is not the one they use.

Every outlet in one view

Takings, shifts, stock and variance compared side by side across locations, updated as sales happen rather than collected by phone at the end of the day.

The sale is the record

Ringing it up is the whole entry. Stock moves, the customer's history grows and the day book is written, so nothing has to be typed a second time to make the books agree.

How it works

Four steps, and the last one is not your job

01

Set up the counter

Your catalogue is already there. Add the outlet, the till and the staff who work it, each with their own permissions.

02

Ring up the sale

Scan a barcode or tap a product tile. Discounts, returns and price overrides follow the rules you set, not whatever a busy cashier decides.

03

Take the payment

Card on the terminal, transfer to the counter's account number, cash, or a split. Receipt by print, SMS or email.

04

Let the record catch up on its own

Stock reduces, the sale posts, the shift total updates, and the online store knows the item is gone. No end-of-day rekeying.

Multi-outlet

Stop calling three branches to find out how the day went

Once there is more than one location, the real problem is not taking payment, it is knowing what happened. A shift closes in Lekki and you want the number in Ikeja without waiting for someone to send it.

  • Takings and variance per outlet, live
  • Shift and cashier reports without a phone call
  • Stock levels per location, compared side by side

Counter 2

Shift: Tolu A.

Jollof rice, large

₦4,500

Grilled chicken

₦6,000

Chapman

₦2,200

Total

₦12,700

Card
Transfer
Cash

Approved. Stock and the day book updated

Cash and continuity

Cash still matters, and it still needs a record

Cash does not stop being real money because it is hard to track. Niimbu records it as a payment method like any other, reconciles the drawer at the end of a shift, and keeps selling when the network drops, syncing the moment it returns.

  • Cash counted against expected at shift close
  • Offline mode keeps the counter open
  • Every sale attributed to the staff member who made it
See how it reaches the books

Outlets

Today

Ikeja

₦412,500

Lekki

₦336,100

Surulere

₦188,400

Cash variance, all outlets

₦0

The difference

What changes when the till belongs to the system

The usual way

  • A terminal from one provider and a sales book from another
  • Stock counted on a Sunday because the till does not know
  • Branch totals collected by phone at the end of the day
  • Discounts given at the cashier's discretion
  • Cash variance discovered a week later, if at all

With Niimbu

  • One counter that takes the payment and keeps the record
  • Stock reduced as the item is sold, in every channel
  • Every outlet visible live, without asking anyone
  • Discount rules the system enforces
  • Drawer counted at shift close, variance attributed
Everything included

What the counter can do

Card and contactless

Tap, insert or swipe on a terminal that prints and settles into the same account.

Transfer at the counter

The till has its own account number, so a customer transfer confirms in seconds.

Cash and split payment

Part cash, part card, on one sale, with both recorded properly.

Offline mode

Keep selling when the network drops. Sales sync automatically when it returns.

Receipts your way

Print, SMS or email, with your business name and the items clearly listed.

Shift and cashier reports

Open and close a shift, count the drawer, and see variance per person.

Barcode scanning

Scan to sell and scan to receive stock, so counts stay right without typing.

Returns and exchanges

Process against the original sale, with stock and the books corrected together.

Staff permissions

Who can discount, who can void, who can open the drawer, set per role.

Kitchen pass during a busy service
The idea behind it

Ringing up the sale should be the whole entry.

If the counter only takes payment, everything it knows has to be recreated later from receipts and memory. A till that writes the record as it sells leaves nothing to reconstruct at close.

Pricing

No licence per till, no charge per cashier

Add outlets and staff as the business grows without the price changing. You are charged on the payments the counter takes, at the same rate as invoices, links and the store.

  • Unlimited tills and staff accounts
  • One settlement account across outlets
  • Volume rates as takings grow
See pricing
Questions

Frequently asked questions

What payment methods can I take at the counter?

Card and contactless on the terminal, transfer to the counter's own account number, and cash. A single sale can be split across two methods, which matters more than it sounds when a customer is short on one of them.

Does the point of sale work without internet?

Yes. Offline mode keeps the counter selling when the network drops, holding sales locally and syncing them automatically once the connection returns. Card authorisation still needs a connection, but cash and recorded sales do not stop.

Does a counter sale update my stock?

Immediately. Selling an item at the counter reduces the same stock figure the online store reads from, so you cannot sell the last one twice. Receiving stock by barcode scan works the same way in reverse.

Can I run more than one outlet?

Yes. Each outlet has its own tills, staff, stock levels and shift reports, and all of them roll up into one view. You can compare locations directly rather than assembling figures sent in from each branch.

How do I control what cashiers can do?

Permissions are set per role. Who can apply a discount, who can void a sale, who can process a return and who can open the drawer are decisions made once, in advance, instead of judgement calls made at a busy counter.

How does cash get reconciled?

A shift opens with a float and closes with a count. Niimbu compares the counted amount with what the sales say should be there and records the variance against the staff member on the shift, so a pattern becomes visible long before it becomes expensive.

Do I have to buy a terminal to use the point of sale?

No. The point of sale runs on a phone or tablet and can take transfer and cash payments on its own. A terminal is what you add when you want to accept cards at the counter, and it settles into the same account as everything else.

Do counter sales appear in my books automatically?

Yes. Each sale posts as it happens, with the payment method, the staff member and the outlet attached. Month-end becomes a review of what is already recorded rather than an exercise in rebuilding the month from receipts.

Keep exploring

The rest of Get Paid

Collection works best when the channels share one set of records. Each of these feeds the same customer, invoice and account history.

See the full picture

The simpler way to scale your business!

Start free and see it working today, or talk to us about pricing for teams and higher volumes.