Every way your customers pay, in one account
Invoices that follow up on their own. A dedicated account number for every customer. Links you can send in a chat, a store that sells overnight and a terminal on the counter. Whichever channel the money comes through, it lands in one place and matches itself to the right record.
- Live in under a day
- No setup fee
- Pay per transaction
Free to open · No monthly platform fee · Cancel anytime
Payment received
₦85,000
Ada Okonkwo · matched to INV-2841
Taking the money is the easy part
Almost any business can accept a payment. What costs a real day every week is working out which transfer belongs to which customer, which invoice is still open, and what the business actually earned. Niimbu answers those three questions as a by-product of collecting.
Every channel, one set of records
Counter sales, transfers, links and store orders post to the same customer and product records. There is no separate book per channel waiting to be merged at month end.
Payments that match themselves
Money arrives already attached to the customer, invoice or order it belongs to. Reconciliation stops being something a person does with a spreadsheet on a Friday afternoon.
One honest view of what you are owed
Open invoices, part payments, overdue accounts and today's takings on one screen, filtered by outlet, customer or staff member.
Four steps, not a project
There is no implementation phase and nothing to install on a server. The longest part is verifying the business.
Open your account
Sign up, verify the business and you are live. No integration project, no minimum volume and no setup fee to negotiate first.
Turn on the channels you need
Invoicing, account numbers, links, the online store and the terminal are switches inside one account, not five products to buy separately.
Take the payment
Your customer pays however suits them, by transfer, card, link or at the counter. You are notified the moment the money clears.
Watch the record write itself
Stock, customer history and the books move with the payment, so closing the month is a review rather than a reconstruction.
Five ways to collect, one account behind them
Each of these works on its own. Together they mean a customer can pay you however they prefer without creating a second set of records for you to reconcile.
< 1 day
Typical time to first payment
99.96%
Collection success rate
5
Ways to collect, one account
₦0
To open an account
Sell the way your customers already buy
Some customers want an invoice on company letterhead. Some want to transfer to a number they can save. Some want to tap a link in a chat, and some are standing in front of you with a card. You should not have to choose one and lose the rest.
- Transfers, cards and cash across every channel
- The same catalogue online, on the link and at the counter
- One customer record, however they choose to pay
One record, from the first quote to the final receipt
A quote becomes an invoice, the invoice carries its own account number, the payment lands against it, and the customer's history updates on its own. Nothing is rekeyed, so nothing drifts out of step.
- Quotes convert to invoices without retyping
- Part payments tracked against the balance
- Statements and aged receivables built from live data
Money in
Today
Collected today
₦4,142,800
+14.2%Transfers to account numbers
₦2,410,500
Invoices
₦912,000
Payment links
₦486,200
Store and counter
₦334,100
₦85,000 from Ada Okonkwo, matched to INV-2841
Built for how these businesses actually collect
The channels matter more in some trades than others. Pick the closest fit and see how it is set up.
Retail and supermarkets
Ring up a sale at the counter, sell the same catalogue online, and keep one stock figure behind both.
Restaurants and food
Take payment at the table or the counter, split a bill, and close the shift with the numbers already reconciled.
Fashion and boutiques
Sell from a chat with a link, from a store page, or in person, without keeping three separate order lists.
Distribution and wholesale
Give each trade customer a permanent account number so their transfers post to their ledger automatically.
Schools and education
Issue term invoices per pupil, track part payments, and see who has settled without opening a ledger book.
Professional services
Bill by project or retainer, let reminders chase quietly, and stop spending billable hours on collection.
Taking the money was never the hard part.
The cost is in working out who paid, what is still open, and what the day actually earned. Niimbu answers all three as a by-product of collecting, rather than as a job someone does afterwards.
Priced per transaction, not per seat
Opening an account is free and there is no monthly platform fee. You are charged when money moves, so a quiet month costs you nothing. Add as many staff as the business needs.
- Free to open, no setup fee
- No charge for extra users
- Volume rates for higher throughput
Frequently asked questions
If your question is not here, the Help Centre goes deeper, or you can talk to someone on the team.
What does Get Paid actually include?
Five ways to collect from one account: invoicing, dedicated account numbers, payment links, a hosted online store, and point of sale with terminals. They share one customer list, one product catalogue and one set of records, so a payment taken on any of them updates the same place.
Do I have to use all five to get started?
No. Most businesses start with one, usually invoicing or account numbers, and switch the others on as they need them. There is nothing extra to install and no separate contract when you add a channel later.
How quickly can I start collecting?
Most businesses take their first payment the same day they sign up, once the business verification is complete. There is no integration work required unless you specifically want to collect inside your own product, which is what the Embed products are for.
How do payments get matched to the right customer?
Every collection channel carries an identifier. An invoice has its own account number, a payment link belongs to a product or customer, and a counter sale is tied to the order it came from. The payment arrives with that identifier attached, so Niimbu posts it to the right record without anyone reading a narration.
Can I collect in more than one currency?
Yes. Invoices and payment links can be issued in foreign currency for customers paying from outside the country, and the settlement account and rate used are recorded on the transaction so your books stay auditable.
What does it cost to collect payments with Niimbu?
Opening an account is free and there is no monthly platform fee. You are charged per transaction, with lower rates as volume grows. Adding staff members does not change the price. The full breakdown is on the pricing page.
Does money collected show up in my books automatically?
Yes. Collections post against the customer, the invoice or the order, and flow through to bookkeeping without a manual entry. That is the point of keeping collection and operations in the same system rather than integrating two.
The simpler way to scale your business!
Start free and see it working today, or talk to us about pricing for teams and higher volumes.