Expense management software

Expense management software in Nigeria that captures the receipt at the counter

Photograph it when you pay and it files itself under a category and a job. Expense management software in Nigeria built for a business where most of what gets spent is spent in cash, away from a desk.

  • Capture on a phone
  • Cash and petty cash included
  • Posts to your books
Hands sorting through paper receipts beside a calculator

Expenses this month

₦846,200

94 receipts
Capture

Expense management software in Nigeria that records spending as it happens

A receipt photographed at the point of purchase is a record. A receipt in somebody's pocket is a problem for month end.

  • Snap it and it is filed

    Photograph the receipt, and the expense is logged with the image attached to it.

  • Staff submit their own

    Everyone records what they spent, so nobody is collecting paper on behalf of the team.

  • Approved before it counts

    Claims route to whoever should see them, with a decision recorded against each one.

Expense

EXP-0912

Submitted by

Tolu Adeyemi

Diesel, Ikeja generator

₦86,400

receipt-0912.jpg

Read automatically: vendor, date and amount matched

Category

Utilities · Power

Approved by Ngozi A. and posted to the books

Understand it

Where the money actually went

Expenses that are only a total tell you nothing. The value is in seeing which category, which person and which month.

  • Categorised as it lands

    Each expense carries its category and project, so reporting needs no sorting afterwards.

  • Compared month to month

    Spending by category over time, which is what turns a surprise into a decision.

  • Straight into the books

    Approved expenses post themselves, so the ledger is not waiting on a bundle of receipts.

Spend by category

August

Power and fuel

₦412,000

Transport

₦268,500

Rent and utilities

₦240,000

Everything else

₦292,300

Categorised as it is captured, so the report needs no preparation

Built for how it works here

Where imported expense software falls over

Most expense tools are built for a business whose spending happens on cards, in cities, at desks. Very little of that describes ordinary trading here.

Most of it is cash
Transport, fuel, loading, small purchases and levies are paid in cash and receipted on paper, if at all. Cash has to be a normal case rather than an exception bolted on at the end.
Diesel for the generator
Often one of the largest single operating costs in the business, and almost never a category in software written elsewhere. Categories are yours to define so the real cost of trading is visible.
Receipts that fade
Thermal paper is unreadable within weeks, so an unphotographed receipt is a receipt you no longer have. Capturing the image at the counter is what makes it evidence rather than a memory.
Staff funding the business
Reimbursement culture puts staff out of pocket and then makes them wait. After the second delay people stop volunteering, and the business loses the ability to move quickly.
The expense that belongs to a job
Materials, transport and labour bought for a specific contract. Booking them against the job is the only way per-contract margin becomes a real number.
What you get

What is in it

Capture, control, and the accounting entry that would otherwise be somebody's Friday afternoon.

Phone capture

Photograph the receipt at the counter and confirm the amount in seconds.

Your own categories

Defined around what this business actually spends money on.

Approval rules

By amount and category, with the decision attached to the expense.

Company cards

Per person, capped monthly and locked to categories, so nothing is reimbursed.

Petty cash floats

Issued, spent against and reconciled, rather than assumed.

Project costing

Book an expense against a job so margin per contract is real.

Recurring costs

Rent, subscriptions and levies recognised in the period they belong to.

Automatic posting

Into the ledger with the receipt attached to the entry.

Monthly totals by category

The real cost of running the place, without a spreadsheet.

Where to start

Free for 10 expenses a month

Starter takes it to a hundred a month, Growth to five hundred, and Scale removes the limit. Receipt storage is included at every tier.

  • No setup fee
  • No charge per receipt captured
  • Cards and approvals on paid tiers
See full pricing
Questions

Questions about expense management software in Nigeria

Asked most often by the person who currently collects everybody's receipts at month end.

What is the best expense management software in Nigeria?

The one your staff will actually use at the counter. Everything else in this category is downstream of capture: if the receipt is not photographed within a minute of paying, no amount of reporting, approval routing or accounting integration will save the record.

Can it capture cash expenses and petty cash?

Yes, and it has to. Transport, fuel, small purchases and levies are usually paid in cash, and expense software that only understands card transactions shows you a business with none of those costs in it. The petty cash float is tracked and reconciled like any other account.

How do approvals work?

You set rules by amount and category. Anything inside the rules is approved and recorded with the rule that permitted it. Anything outside goes to whoever is allowed to decide, and their decision is attached to the expense rather than living in a message thread.

Can I stop staff paying for things out of their own pocket?

Yes, and this is usually the bigger win. Issue a card with a monthly cap and the categories it can be used in. The spend is the company's from the start, which removes the reimbursement queue and the resentment that comes with it.

Does it read the receipt automatically?

The photograph is attached to the expense and stays with the accounting entry, which is what an auditor or your accountant actually needs. You confirm the amount and category at capture, which takes a few seconds and is more reliable than trusting a faded thermal receipt to scan cleanly.

Can expenses be tracked against a specific job?

Yes. An expense can be booked against a project or contract as well as a category, which is what makes per-job margin a real figure rather than an estimate.

How much does expense software cost in Nigeria?

It starts free, covering ten expenses a month. Starter takes it to a hundred, Growth to five hundred, and Scale removes the limit. There is no setup fee and no minimum contract.

The simpler way to scale your business!

Start free and see it working today, or talk to us about pricing for teams and higher volumes.